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Programs that provide venture capital, loans, grants or other forms of financial support for individuals who want to establish or expand the operation of very small businesses known as microenterprises or microbusinesses. A microenterprise is a business, which may be located in an urban, suburban or rural setting, with five or fewer employees and capital needs of less than $25,000. Many start as home or yard-based businesses, have part-time operations, and may be created by nontraditional entrepreneurs such as women, minorities, low-income individuals, and dislocated or underemployed workers. Most provide an opportunity for low-income households to become more self-sufficient.