Home Repair Loan & Grant Program

415 West Morris Street Bath, NY 14810 www.rd.usda.gov/
Main Phone
607-776-7398 x4

Fax
855-889-1628

Thomas Becker, Area Specialist
607-776-7398

Primary Services
Home Barrier Removal Grants, Home Barrier Removal Loans, Home Maintenance and Minor Repair Grants/Loans, Home Rehabilitation Programs

Description
Loans and grants are available to very low income rural residents who own and occupy a dwelling in need of repairs. Funds are available for repairs to improve or modernize a home or to remove health and safety hazards. Loans are at 1% and may be repaid over a 20-year period.

Grant funds are used to make repairs/improvements to make the dwelling more safe and sanitary, more accessible, or to remove health and safety hazards. Loan funds can be used for more various purposes.

Hours
Monday-Friday, 8:30am-4:30pm.

Eligibility
To obtain a loan, homeowner-occupants must be unable to obtain affordable credit elsewhere, must have a reasonable credit history, and must have very low income, defined as below 50 percent of the area median income. Grants are only available to homeowners who are 62 years old or older and cannot repay a Section 504 loan.

Service Area: Nationwide.

Intake Process
Walk in, call, fax, or mail.

Program Fees
Free.

Handicap Accessible?
Yes

Date of Official Change
Aug 26, 2020