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East Buffalo Down Payment Assistance Plus Program (DPAL+)

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M&T Bank

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First Priority Mortgage

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Provides down payment assistance to help East Buffalo residents purchase homes. Assistance is provided in the form of grants to help with the purchase of a 1-4 unit single family home, condominium unit, coop unit, or manufactured home.

The DPAL + award will be sized to bring the applicantsâ€™ primary mortgage down to 80% of the loan to value of the home. The maximum award will not exceed $30,000 per applicant. The assistance may be used to pay for down payments, closing costs, and where necessary, a one-time Primary Mortgage Insurance payment.

DPAL+ must be used in conjunction with a State of New York Mortgage Agency (SONYMA) mortgage, and will be offered through three SONYMA participating lenders: Premium Mortgage, M&T Bank, and First Priority Mortgage.

Homeowners who receive an award under this program will sign a 10-year regulatory agreement. The award will be forgiven on a declining balance amortization schedule, such that the full award will be fully forgiven if the homeowner remains in the home with a sale or refinance for the full 10 years.

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East Buffalo Down Payment Assistance Plus Program (DPAL+)

Telephones Add New

M&T Bank

First Priority Mortgage

Premium Mortgage

Details

Addresses Add New

Contacts Add New

Your Information