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Home Purchase/Mortgage Refinance Loans
Programs that provide loans for people who want to buy their own homes or arrange refinancing of their mortgages.
Housing Down Payment Loans/Grants
Programs that provide cash grants or loans for people who want to purchase or build a home and need all or a portion of the amount that is required to make a down payment on the home or property. Included are conventional loans, deferred loans (in which payments are deferred until the home is sold) and forgivable loans (in which all or a part of the loan is forgiven if the borrower resides in the home for a specified period of time).

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